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France
4094 qty
48.18% Delivery
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Vietnam
4019 qty
1.41% Delivery
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Morocco
2809 qty
1.64% Delivery
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United Arab Emirates
10197 qty
6.65% Delivery
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United Kingdom
105416 qty
2.51% Delivery
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Japan
48 qty
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Armenia
2073 qty
Available only by API
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Spain from $ 3.63
26547 qty
Delivery Deliv.
Quantity
Price
12.06%
ID 145,146,147,196,33,4,62,65,66,69,70,98,99
145,146,147,196,33,4,62,65,66,69,70,98,99
1946 qty
ID 162
162
3 qty
All prices 4
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Swaziland
75 qty
9.89% Delivery
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Cape Verde
25016 qty
2.88% Delivery
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Kazakhstan from $ 0.75
9298 qty
Delivery Deliv.
Quantity
Price
33.33%
ID 11,161,4
11,161,4
1002 qty
12.27%
ID 145,146,147,191,62,65,66,69,70,98,99
145,146,147,191,62,65,66,69,70,98,99
7327 qty
All prices 6
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Sweden
397 qty
31.07% Delivery
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Chile from $ 0.43
11459 qty
Delivery Deliv.
Quantity
Price
6.59%
ID 148,159,93,97
148,159,93,97
2175 qty
4.44%
ID 11,161
11,161
966 qty
All prices 7
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Mexico
5168 qty
9.96% Delivery
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Moldova
25017 qty
14.56% Delivery
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Uzbekistan
26063 qty
2.86% Delivery
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Montenegro
141 qty
2.78% Delivery
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North Macedonia
97 qty
31.82% Delivery
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Oman
25015 qty
9.36% Delivery
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Slovakia
25514 qty
15.6% Delivery
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Latvia
25751 qty
8.14% Delivery
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Kyrgyzstan
1741 qty
4.67% Delivery
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Bahrain
9378 qty
15.65% Delivery
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Albania
15793 qty
9.25% Delivery
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Trinidad and Tobago
25013 qty
9.93% Delivery
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Colombia
18332 qty
16.44% Delivery
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Brunei Darussalam
186 qty
12.5% Delivery
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Paraguay
25015 qty
19.17% Delivery
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Jamaica
25859 qty
3.88% Delivery
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Turkey
35550 qty
26.76% Delivery
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Algeria
25942 qty
10.8% Delivery
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Seychelles
972 qty
4.93% Delivery
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Kuwait
25019 qty
2.3% Delivery
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Afghanistan
25708 qty
2.07% Delivery
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Saint Vincent
241 qty
20.66% Delivery
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Saint Lucia
227 qty
16% Delivery
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Tunisia
25980 qty
3.54% Delivery
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Azerbaijan
1599 qty
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Slovenia
25431 qty
0.1% Delivery
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Jordan
11930 qty
8.96% Delivery
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Belarus
5340 qty
6.26% Delivery
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Belize
504 qty
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Papua new gvineya
26474 qty
3.8% Delivery
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Serbia
25517 qty
4.73% Delivery
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Grenada
214 qty
8.33% Delivery
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Iceland
814 qty
16.67% Delivery
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Switzerland
1206 qty
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Guyana
20750 qty
0.27% Delivery
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Lithuania
25867 qty
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Salvador
25006 qty
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Hong Kong from $ 0.69
26960 qty
Delivery Deliv.
Quantity
Price
6.17%
ID 111,126,15,184
111,126,15,184
6612 qty
ID 148,159,83,93
148,159,83,93
784 qty
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Nicaragua
4934 qty
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Saudi Arabia from $ 0.59
3956 qty
Delivery Deliv.
Quantity
Price
7.69%
ID 11,111,12,126,145,146,147,148,15,159,162,191,62,65,66,69,70,83,93,98,99
11,111,12,126,145,146,147,148,15,159,162,191,62,65,66,69,70,83,93,98,99
3911 qty
ID 4
4
211 qty
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Turkmenistan
7658 qty
Available only by API
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Yemen
2362 qty
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India
26128 qty
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Kenya
81302 qty
0.22% Delivery
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Ecuador
26550 qty
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Malawi
25936 qty
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Bolivia
25943 qty
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USA
58060 qty
28.2% Delivery
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Netherlands
60692 qty
Available only by API
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Argentina
2909 qty
1.79% Delivery
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Mali
1756 qty
0.14% Delivery
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Canada
96429 qty
12.82% Delivery
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Indonesia
19125 qty
0.17% Delivery
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Tajikistan
27768 qty
0.1% Delivery
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Romania
28093 qty
12.52% Delivery
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Ukraine
989 qty
25% Delivery
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Germany from $ 2.69
3365 qty
Delivery Deliv.
Quantity
Price
15.04%
ID 36
36
449 qty
5.21%
ID 120,162
120,162
705 qty
All prices 4
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South Africa
16116 qty
0.18% Delivery
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Dominican Republic
957 qty
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Iraq
2039 qty
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Nigeria
941 qty
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Burkina Faso
25007 qty
1.67% Delivery
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Guatemala
26013 qty
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Liberia
25974 qty
2.15% Delivery
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Panama
25811 qty
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Lao People`s
27944 qty
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Niger
880 qty
6.94% Delivery
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Philippines
3544 qty
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Australia
36336 qty
20.57% Delivery
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Cyprus
28076 qty
13.89% Delivery
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Gambia
26890 qty
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Mozambique
25948 qty
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Qatar
2199 qty
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American Samoa
few
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Angola
1313 qty
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Anguilla
17 qty
50% Delivery
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Antigua and Barbuda
144 qty
15% Delivery
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Aruba
823 qty
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Austria
26413 qty
9.95% Delivery
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Bahamas
161 qty
49.21% Delivery
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Bangladesh
1070 qty
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Barbados
7288 qty
6.68% Delivery
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Belgium
448 qty
3.7% Delivery
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Benin
25977 qty
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Bermuda
few
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Bhutan
17 qty
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Bosnia and Herzegovina
1532 qty
3.4% Delivery
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Botswana
26948 qty
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Brazil
33031 qty
5% Delivery
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Bulgaria
26301 qty
0.81% Delivery
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Burundi
26608 qty
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Cambodia
26650 qty
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Cameroon
1739 qty
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Cayman islands
516 qty
66.67% Delivery
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Central African Republic
72 qty
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Chad
26705 qty
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China
446 qty
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Comoros
1643 qty
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Costa Rica
2394 qty
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Croatia
26102 qty
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Cuba
few
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Czech Republic
28191 qty
5.61% Delivery
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DR Congo
1552 qty
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Denmark
2765 qty
25% Delivery
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Djibouti
23 qty
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Dominica
15 qty
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Egypt
1040 qty
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Equatorial Guinea
25212 qty
1.43% Delivery
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Eritrea
20 qty
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Estonia
4935 qty
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Ethiopia
1628 qty
0.74% Delivery
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Finland
1517 qty
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French Guiana
few
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Gabon
26037 qty
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Georgia
2900 qty
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Ghana
1120 qty
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Gibraltar
few
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Greece
2640 qty
2.78% Delivery
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Guadeloupe
713 qty
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Guinea
1749 qty
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Guinea-Bissau
26777 qty
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Haiti
2097 qty
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Honduras
13603 qty
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Hungary
659 qty
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Ireland
1432 qty
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Israel
1738 qty
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Italy
26856 qty
4.76% Delivery
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Ivory Coast
25005 qty
3.33% Delivery
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Kosovo
few
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Lebanon
1282 qty
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Lesotho
25877 qty
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Libya
1204 qty
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Luxembourg
25797 qty
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Macao
617 qty
33.33% Delivery
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Madagascar
15 qty
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Malaysia
3422 qty
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Maldives
25950 qty
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Mauritania
771 qty
1.86% Delivery
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Mauritius
27066 qty
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Monaco
625 qty
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Mongolia
26063 qty
0.28% Delivery
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Montserrat
18 qty
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Myanmar
1681 qty
0.22% Delivery
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Nambia
25017 qty
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Nepal
877 qty
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New Caledonia
21 qty
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New Zealand
1562 qty
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Niue
few
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Norway
515 qty
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Pakistan
25801 qty
0.06% Delivery
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Peru
316048 qty
3.33% Delivery
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Poland
26528 qty
8.35% Delivery
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Portugal
26671 qty
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Puerto Rico
169 qty
17.17% Delivery
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Republic of the Congo
644 qty
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Reunion
16 qty
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Rwanda
25885 qty
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Saint Kitts and Nevis
2009 qty
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Samoa
few
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Sao Tome and Principe
2847 qty
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Senegal
1304 qty
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Sierra Leone
27272 qty
0.42% Delivery
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Somalia
983 qty
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South Sudan
919 qty
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Sri Lanka
1005 qty
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Suriname
25993 qty
31.07% Delivery
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Syria
few
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Taiwan
406 qty
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Tanzania
1317 qty
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Thailand from $ 0.6
26641 qty
Delivery Deliv.
Quantity
Price
17.72%
ID 111,126,143,145,146,147,15,163,37,59,62,65,66,69,7,70,8,98,99
111,126,143,145,146,147,15,163,37,59,62,65,66,69,7,70,8,98,99
34653 qty
16.67%
ID 11,161,162,185,36
11,161,162,185,36
41 qty
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Timor-Leste
944 qty
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Togo
27967 qty
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Tonga
few
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USA (2)
147764 qty
16.9% Delivery
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Uganda
905 qty
0.77% Delivery
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Uruguay
25986 qty
2.5% Delivery
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Venezuela
1049 qty
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Zambia
1404 qty
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Zimbabwe
874 qty

Best Ways to Use PayPal in Nigeria Without Account Freezes

For many Nigerians, PayPal is more than just a payment platform — it’s a bridge to the global economy. Freelancers rely on it to receive payments from clients abroad, shoppers use it to buy from international stores, and small businesses leverage it to expand beyond borders.

But there’s a recurring nightmare: account freezes.

Waking up to see your PayPal account marked “Limited” or “Frozen” is not only frustrating — it can lock your funds for months. While PayPal’s security system is designed to protect users, Nigerian accounts often face extra scrutiny due to the country’s high fraud-risk rating.

The good news? By setting up your account properly and following best practices, you can greatly reduce the chances of PayPal restrictions.

1. Start With a Fully Verified Account

The safest PayPal account is one that’s completely verified.

  • Use accurate, real information that matches your legal documents.
  • Link a valid email and phone number — if you value privacy or your SIM struggles to receive international SMS codes, use a Grizzly SMS virtual number for PayPal to receive the verification instantly.Nigerian virtual number for PayPal
  • Connect your PayPal to a working Nigerian bank account or a virtual USD card to ensure smooth transactions.

2. Choose the Right PayPal Type for Nigeria

PayPal offers two main account types in Nigeria:

  • Send-Only Accounts — allow you to pay internationally but not receive money.
  • Business Accounts — enable both sending and receiving, but require stricter verification.

If your goal is to receive payments for freelance work, e-commerce, or services, set up a Business Account from the start and prepare to submit all requested documents (ID, proof of address, business details).

3. Avoid Sudden Spikes in Transactions

One of the fastest ways to trigger PayPal’s fraud detection is to jump from zero activity to high-value transactions overnight.

  • Start with smaller amounts and gradually increase your transaction volume.
  • Keep amounts consistent — a sudden large payment without history often results in a review.
  • If expecting a big payment, ask the sender to split it into multiple smaller transactions.

4. Link Reliable and Consistent Payment Methods

  • Use virtual USD cards from trusted providers like Payoneer, Chipper Cash, or Eversend.
  • Ensure the name on your PayPal account matches the name on the linked card or bank account.
  • Avoid adding and removing multiple cards frequently, as it can look suspicious to PayPal’s security system.

5. Keep Account Activity Transparent

  • If you sell goods or services, always provide tracking numbers.
  • Respond quickly to any PayPal request for proof of delivery or identity verification.
  • Maintain polite and clear communication — well-handled disputes are less likely to lead to account freezes.

6. Consider Maintaining a Backup Account

Some professionals keep a secondary PayPal account as a safety net in case their main account is limited.

  • Do not link the same email, phone number, or bank account to both profiles.
  • A Grizzly SMS virtual number is perfect for creating a separate verified account without exposing your personal number.

7. Withdraw Funds Regularly

Leaving large balances in your PayPal account for long periods can be risky.

  • Withdraw to your linked bank account or USD card regularly.
  • Smaller, consistent withdrawals appear more natural and reduce the likelihood of triggering reviews.

Final Thoughts

PayPal remains one of the most valuable tools for Nigerian freelancers, online shoppers, and business owners — but only if used correctly. By verifying your account properly, linking trusted payment methods, and keeping your activity consistent, you can operate without the constant fear of freezes. And with tools like Grizzly SMS, creating and maintaining verified accounts is faster, safer, and more flexible.

FAQ
Why does PayPal freeze Nigerian accounts so often?
Due to higher fraud risk ratings for the region, PayPal applies stricter monitoring and more frequent reviews.
Can I receive PayPal payments in Nigeria?
Yes, but you need a verified Business Account or a setup linked to an international partner.
Is using a virtual number safe for PayPal?
Yes — as long as the number can receive SMS for verification, it’s fully secure and often more convenient than using your personal SIM.
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