You’re halfway through creating your PayPal, and then — boom — the phone number field stops you cold. Maybe your SIM is lost, maybe you're tired of spam, or maybe you just prefer to leave your mobile out of the equation.
Whatever the reason, the question stands: can you use PayPal without phone number attached? Actually — yes, you can. No hacks. No shady workarounds. Just a clever, modern tool that bridges the gap.
If you’ve ever wanted to make a PayPal account without phone number, or wondered whether that verification step is really mandatory — this guide is your alternative route. All you’ll need is a few spare minutes, an email, and a service called Grizzly SMS.
Grab a coffee — or don’t — but definitely grab your attention. Let’s get into it.
Why Create PayPal Account Without Phone Number? Privacy, Simplicity, Freedom
Some people just don’t want PayPal connected to their mobile. Fair.
Here are some totally valid reasons you may want to create PayPal account without phone number:
- You're setting up multiple accounts (for work, family, or creative projects)
- You don’t need your main number tied to digital payments
- You're traveling, using eSIMs, or simply don’t have a local SIM available
- You prefer controlling access through email and strong passwords
- You hate receiving unexpected calls or SMS
PayPal’s interface may nudge you toward adding a number. But it's not impossible to walk around that requirement — and we’re about to show you how.
PayPal Sign Up Without Phone Number? Meet Grizzly SMS, Your Shortcut Tool
Grizzly SMS offers you something refreshingly simple: virtual mobile numbers for PayPal and other popular services, real enough to receive an SMS but virtual enough to disappear when you're done.
The service is browser-based. No downloads. No actual SIM cards. Just numbers that exist long enough for that crucial code. If you've ever tried to sign up for PayPal without phone number, but got stuck at the SMS screen — this is how you get unstuck.
Let’s dive into the process.
Step-by-Step: How to Make a PayPal Account Without a Phone Number
Step 1: Open a Grizzly SMS Account
Head to GrizzlySMS.
Click “Sign Up” and fill in your basic details — email address, password, done. You’re inside.
Top up your balance. You don’t need much — just enough to rent a number or two. Think of it like tossing a coin into a vending machine, and out pops your digital line.
Step 2: Grab a Temporary Number for PayPal
Once in your dashboard, find the option labeled Receive SMS.
Choose PayPal from the list of platforms.
Pick a country. Some regions process faster — try a few and see what works best.
Then, click “Get Number.”
Your temporary phone line is now live and waiting for that verification code.
Step 3: Register on PayPal with Your New Virtual Number
Now go to paypal.com and hit “Sign Up.”
Choose whether you want a Personal or Business account.
During registration, when asked for your number, paste the one from Grizzly.
PayPal will send a confirmation code via SMS — Grizzly catches it in real-time.
Flip back to your dashboard, copy the code, and return to PayPal to verify.
You’re through. Create your password, enter your email, add your address — the rest is history.
No real SIM. No problem.
Can I Log In to PayPal Without a Phone Number?
Yes, you can. If you’ve set a password and email, you can log in just like anyone else.
PayPal may sometimes trigger a security check or ask for extra authentication. If that happens:
- Click “Try another way” — most times you’ll be able to verify via email
- Make sure you’ve added a secondary email or turned on app-based 2FA
- You can even change your number afterward to a more stable recovery method
That’s the key: once inside, you can update settings to suit your long-term use. Recovery, password resets, security alerts — all manageable without a phone number, as long as you set things up smart.
Do You Need SSN for PayPal?
That depends on your account type and what you're doing.
- Personal accounts: You don’t need to add a Social Security Number (SSN) unless you hit certain thresholds
- Business accounts: In the U.S., yes — you may be asked for an SSN or EIN for tax and reporting purposes
So if you're wondering do you need SSN for PayPal, the answer is: not always. It depends on how you use the account.
Final Words: You Don’t Need a Phone to Pay
So yes — you can use PayPal without a phone number. You can register, log in, reset your password, and even receive security alerts — all without revealing your SIM.
Grizzly SMS helps you sidestep the number requirement safely, quickly, and cleanly. You’re not breaking the system — you’re just taking the smarter route through it.
And if you're still on the fence, just ask yourself: how many services actually need your number… and how many just ask for it because they always have?
Time to take back your inbox. And keep your number to yourself.
